Vertical vs. Horizontal: Who wins the Agentic AI race in banking?

I’m seeing tons of horizontal AI tools, but very few domain-specific "Agentic" solutions for niche industries like Credit Unions.

If a startup builds tools to help these banks identify and automate their specific processes:
What is the role of the Product Company (the tool builders)?
What is the role of the IT Service Provider (the implementers)?

Apologies if this has been covered, but I'd love to hear your thoughts on where the real value lies.

submitted by /u/Pchemical
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